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# Education Finance Council

Nonprofits Empowering Student Success

## Sitemaps

- [XML Sitemap](https://www.efc.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [EFC Comment Letter](https://www.efc.org/wp-content/uploads/2026/07/PFN-Comments-on-OMB-2026-0034_Regulation-for-Federal-Financial-Assistance.pdf#new_tab) - EFC joined Public Finance Network (PFN) in submitting comments to the Office of Management and Budget (OMB) on proposed changes to the Uniform Guidance, urging a longer implementation timeline, clearer guidance, and reduced administrative burden for recipients of federal financial assistance.
- [EFC Comment Letter](https://www.efc.org/wp-content/uploads/2026/07/EFC-Letter-to-GASB-on-Smt-103_07-28-2026.pdf#new_tab) - EFC submitted a letter to the Governmental Accounting Standards Board (GASB) requesting clarification on the implementation of Statement No. 103, highlighting concerns that the current guidance may misrepresent the financial performance of nonprofit and state-based student loan organizations by classifying related interest revenue and interest expense differently.
- [Nonprofit Organizations Served 1.95 Million Families With Free College Access and Success Programming](https://www.prnewswire.com/news-releases/nonprofit-organizations-served-1-95-million-families-with-free-college-access-and-success-programming-302565067.html#new_tab)
- [Data Shows Nonprofit and State-Based Lenders Offer More Affordable Education Loans](https://www.prnewswire.com/news-releases/data-shows-nonprofit-and-state-based-lenders-offer-more-affordable-education-loans-302769709.html#new_tab)
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2026/05/EFC-Endorsement-of-Improving-Financial-Aid-Offers-for-Students-Act.pdf#new_tab) - EFC endorsement of the Improving Financial Aid Offers for Students Act, which would improve the clarity and consistency of financial aid offers for students and families by requiring clearer disclosures on college costs, financial aid, and student loan borrowing obligations.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2026/03/EFC-Endorsement-of-SBELAA_03-12-2026.pdf) - EFC endorsement of the State-Based Education Loan Act which would enable institutions of higher education to inform students and families of the affordable loan products offered by their nonprofit state-based agency, without requiring schools to complete the onerous preferred lender list process.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2026/02/RISE-Committee-NPRM-Response-CBA-EFC-NASLA-NCHER-SLSA-Feb-26-2026.pdf#new_tab) - Joint Trade Association Letter to the Department of Education, which details comments regarding the Department's notice of proposed rulemaking on various programs under Title IV of the Higher Education Act.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2025/12/Muni-Trades-Response-to-SEC-ABS-Concept-Release-12-01-2025.pdf#new_tab) - EFC signed a muni coalition letter urging the SEC to consider how it proposals under “Concept Release on Residential Mortgage-Backed Securities Disclosures and Enhancement to ABS Registration” could add or create regulatory burdens and liability for issuers and borrowers in the muni securities market.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2025/06/2025-June-Servicing-Budget-Reconciliation-Letter.pdf#new_tab) - Joint Trade Association Letter to Congressional leadership, urging them to retain funding for federal student loan servicing in its budget reconciliation package.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/10/EFC-Endorsement-of-Know-Before-You-Owe.pdf#new_tab) - EFC endorsement of S.1559, the Know Before You Owe Federal Student Loan Act, which would strengthen loan counseling requirements to ensure students have comprehensive information about paying for their degree.
- [2025 National Impact Report](https://www.efc.org/wp-content/uploads/2025/09/2025-National-Impact-Report.pdf#new_tab)
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/09/ACCESS-Act-EFC-Endorsement_119th.pdf#new_tab) - EFC endorsement to Rep. McClellan (D-VA) in support of the Accessible Campus Commuting and Expanded Student Savings (ACCESS) Act, which would include transportation and parking costs as qualified education expenses under a 529 savings plan.
- [2024 National Impact Report](https://www.efc.org/wp-content/uploads/2024/09/2024-EFC-National-Impact-Report.pdf#new_tab)
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2025/05/Trades-Neg-Reg-Public-Comments_2025.05.07.pdf#new_tab) - Joint Trade Association Letter to the Department of Education, which details comments regarding the Department's intent to commence negotiated rulemaking on various programs under Title IV of the Higher Education Act.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/04/EFC-Endorses-the-Pell-Grant-Sustainability-Act.pdf#new_tab) - EFC Endorsement Letter to Reps. Casten (D-IL) and Lee (D-NV) in support of the Pell Grant Sustainability Act, which would index the Pell Grant to inflation.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/04/EFC-Endorses-QSLB-Bill.pdf#new_tab) - EFC Endorsement Letter to Rep. Feenstra (R-IA) in support of H.R. 2660, a bill that would remove Qualified Student Loan Bonds (QSLBs) from the Private Activity Bond Volume Cap and exempt QSLBs from the Alternative Minimum Tax.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/02/EFC-Endorses-the-Employer-Participation-in-Repayment-Act.pdf#new_tab) - EFC Endorsement Letter to Sens. Thune (R-SD) and Warner (D-VA) and Reps. Malliotakis (R-NY) and Peters (D-CA) in support of the Employer Participation in Repayment Act, which would permanently enable employers to provide up to $5,250 of annual tax-free student loan repayment educational assistance as a voluntary benefit to their employees.
- [Data Shows Career-Connected Learning the Key to Finding Good Jobs](https://www.prnewswire.com/news-releases/data-shows-career-connected-learning-the-key-to-finding-good-jobs-302396083.html#new_tab)
- [Career-Connected Learning Can Improve Student Success and Strengthen the Economy](https://www.efc.org/wp-content/uploads/2025/03/ResearchBrief_EFC_Career-ConnectedLearning.pdf#new_tab) - Career-connected learning deepens students' classroom experience by showing how the skills they are developing are applicable to their intended occupation. This brief shows how education-to-employment pathways enable student success and highlights how both federal and state policymakers can invest in these programs to unleash economic growth.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2025/02/EFC-Endorses-the-Freedom-to-Invest-in-Tomorrows-Workforce-Act.pdf#new_tab) - EFC Endorsement Letter to a bipartisan group of U.S. Representatives supporting the Freedom to Invest in Tomorrow's Workforce Act, which allows families to use 529 plan savings to cover costs associated with shorter-term postsecondary education programs and workforce certifications.
- [EFC Comment Letter](https://www.efc.org/wp-content/uploads/2025/02/EFC-Budget-Reconciliation-Letter_02.19.2025.pdf#new_tab) - EFC Comment Letter to congressional leaders urging them to use budget reconciliation to make college more affordable and accessible for families.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/11/ACCESS-Act-EFC-Endorsement.pdf#new_tab) - EFC Endorsement Letter to Reps. McClellan (D-VA) and Sanchez (D-CA) supporting the Accessible Campus Commuting and Expanded Student Savings (ACCESS) Act, which would include transportation and parking costs as 529 Plan qualified expenses.
- [EFC Comment Letter](https://www.efc.org/wp-content/uploads/2024/09/2024.09.17_EFC_Value-of-Nonprofit-Student-Lenders-and-Servicers_Senate-Banking-Subcommittee.pdf#new_tab) - EFC Comment Letter to Chairman Warnock (D-GA) and Ranking Member Tillis (R-NC) of the Senate Banking Subcommittee on Financial Institutions and Consumer Protection regarding their hearing on private student lenders and servicers. EFC highlights how its mission-driven nonprofit members help all students and families navigate the complexities of higher education financing so they can pursue their aspirations with minimal debt burdens.
- [Nonprofit Organizations Helped 3 Million Families Access and Pay for College in 2023-24](https://www.prnewswire.com/news-releases/nonprofit-organizations-helped-3-million-families-access-and-pay-for-college-in-2023-24-302249514.html?tc=eml_cleartime#new_tab)
- [2022 National Impact Report](https://www.efc.org/wp-content/uploads/2024/09/2022-National-Report-Final.pdf#new_tab)
- [2023 National Impact Report](https://www.efc.org/wp-content/uploads/2024/06/2023-National-Report-Final.pdf#new_tab)
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/09/Employer-Participation-in-Repayment-Act-EFC-Endorsement.pdf#new_tab) - EFC Endorsement Letter to Sens. Warner (D-VA) and Thune (R-SD) and Reps. Malliotakis (R-NY) and Peters (D-CA) in support of the Employer Participation in Repayment Act, which would permanently enable employers to provide up to $5,250 of annual tax-free student loan repayment educational assistance as a voluntary benefit to their employees.
- [EFC Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/09/Transparency-in-Student-Lending-Act-EFC-Endorsement.pdf#new_tab) - EFC Endorsement Letter to Sens. Barrasso (R-WY) and Lummis (R-WY) voicing support for the Transparency in Student Lending Act, which will ensure borrowers understand the full cost of federal student loans.
- [New Research Highlights How States Can Increase College Access and Affordability](https://www.prnewswire.com/news-releases/new-research-highlights-how-states-can-increase-college-access-and-affordability-302240735.html?tc=eml_cleartime#new_tab)
- [EFC Research Brief Shows Effectiveness of Student Support Services](https://www.prnewswire.com/news-releases/efc-research-brief-shows-effectiveness-of-student-support-services-302061226.html#new_tab)
- [How States Use Tax Incentives to Make College More Affordable for Their Residents](https://www.efc.org/wp-content/uploads/2024/09/Brief_EFC_TaxIncentives_final.pdf#new_tab) - While states’ historical investment in direct higher education subsidies gets most of the media attention, how and why states have leveraged the tax code to improve college affordability has gone largely unnoticed. After highlighting the value consumers obtain from 529 plans and nonprofit and state-based student loan programs, this brief gives federal and state policymakers recommendations to expand these offerings to help address the college cost crisis.
- [Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/06/Tax-Free-Pell-Grant-Act-EFC-Endorsement.pdf#new_tab) - EFC Endorsement Letter to the bipartisan and bicameral original sponsors of the Tax-Free Pell Grant Act, which simplifies federal student aid by better coordinating Pell Grants with other tax incentives for students pursuing higher education.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2024/05/Joint-Trade-Association-Letter-Debt-Relief-NPRM-May-2024.pdf) - Joint Trade Association Letter to the Department of Education on its draft regulation implementing "waiver and compromise" authority to provide federal student loan borrowers with debt relief in certain circumstances.
- [Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/01/EFC-Endorses-Domenic-EDs-Law.pdf#new_tab) - EFC Endorsement Letter to Sen. Vance (R-OH) and Rep. Magaziner (D-RI) supporting Domenic and Ed's Law, which forgives Parent PLUS Loans when the student on whose behalf the parent incurred the loans becomes disabled.
- [Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/05/2024_State-BasedEducationLoanAwarenessAct_EFCEndorsement.pdf#new_tab) - EFC Endorsement Letter to Rep. Sessions (R-TX) applauding the introduction of H.R. 8243, the State-Based Education Loan Awareness Act, which makes college more affordable for students by exempting nonprofit student loan programs from onerous preferred lender list requirements.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2024/04/NCHER-EFC-NASLA-Letter-to-the-House-Appropriations-Committee-on-AMF-April-2024.pdf#new_tab) - EFC Comment Letter to Reps. Aderholt (R-AL) and DeLauro (D-CT) urging them to include a one-year extension of Account Maintenance Fees paid to state and nonprofit guaranty agencies in FY 2025 Appropriations legislation.
- [Joint Trade Association Letter](https://www.efc.org/wp-content/uploads/2024/04/NCHER-EFC-NASLA-Letter-to-the-Senate-Appropriations-Committee-on-AMF-April-2024.pdf) - EFC Comment Letter to Sens. Baldwin (D-WI) and Moore Capito (R-WV) urging them to include a one-year extension of Account Maintenance Fees paid to state and nonprofit guaranty agencies in FY 2025 Appropriations legislation.
- [The Efficacy of Wraparound Support Services on Improving Postsecondary Student Outcomes](https://www.efc.org/wp-content/uploads/2024/02/Brief_4_EFC_SupportServices_FINAL-1.pdf#new_tab) - Most jobs today require some form of postsecondary education or training, making it increasingly necessary for people to set a career goal and follow the right path to achieve it. An estimated 72 percent of jobs will require additional education beyond high school by 2031,1 but learners of all ages are often not aware of the most effective or direct path to a given career or know where to start. Those who want to earn a degree or credential must keep up with their rigorous coursework while simultaneously trying to overcome financial burdens, navigate complex administrative processes, and take care of their mental and physical health.
- [EFC Research Brief Exposes the Downsides of the Federal PLUS Student Loan Program](https://www.prnewswire.com/news-releases/efc-research-brief-exposes-the-downsides-of-the-federal-plus-student-loan-program-302006407.html?tc=eml_cleartime#new_tab) - Education Finance Council (EFC), the national trade association representing nonprofit and state-based higher education finance organizations, announces the release of a new research brief titled, "The Perils of PLUS Loans: Examining the Effects of the Federal Government's Most Unfavorable Student Loan Program." The document summarizes trends in Direct PLUS Loan program borrowing and reveals how the federal student loan system frequently overburdens the very constituencies it tries to support.
- [Endorsement Letter](https://www.efc.org/wp-content/uploads/2024/01/EFC-Endorses-Financial-Aid-Offer-Legislation_01102024.pdf#new_tab) - EFC Endorsement Letter to Sens. Grassley (R-IA), Smith (D-MN), and Ernst (R-IA), and Reps. Foxx (R-NC), Kim (R-CA), Krishnamoorthi (D-IL), Gottheimer (D-NJ), and McClain (R-MI) supporting two bills: the Understanding the True Cost of College Act and the College Cost Transparency and Student Protection Act. EFC urges the elected officials to work together to develop compromise legislation that reforms financial aid offers to make the college shopping process more transparent for students and their families.
- [The Federal Student Loan Knowledge Gap: Exploring What Borrowers Think They Know Before Monthly Payments Resume](https://www.efc.org//wp-content/uploads/2023/12/brief_efc_knowledgegap_final.pdf#new_tab) - Pulling together recent survey results and relevant data into one document, the paper provides readers with a fresh perspective on the complicated nature of the federal student aid system. The brief identifies several weaknesses in the federal student loan system that could make the resumption of student loan payments difficult. It concludes with five policy recommendations to reform the system for both existing and future borrowers.
- [The Perils of PLUS Loans: Examining the Effects of the Federal Government’s Most Unfavorable Student Loan Program](https://www.efc.org//wp-content/uploads/2023/12/Brief_EFC_PLUS-Loan_FINAL.pdf#new_tab) - Both graduate school students and parents helping their dependent offspring finance college may rely on the federal Direct PLUS Loan program. The Direct PLUS Loan program can be an important college access tool, but it can also be an overly risky investment for too many people. This brief examines Direct PLUS Loan borrowing trends over time, identifies how borrowers are ill-served by the both the opacity and terms and conditions of the program, and makes recommendations federal policymakers can implement to improve the program for both borrowers and taxpayers.
- [EFC, NCHER, SLSA Joint Press Statement on Department of Education's IDR Adjustment Announcement](https://www.efc.org//wp-content/uploads/2023/12/2022.04.19-EFC_NCHER_SLSA_St.pdf#new_tab) - Education Finance Council (EFC), the National Council of Higher Education Resources (NCHER), and the Student Loan Servicing Alliance (SLSA) represent state, nonprofit, and private organizations under contract with the U.S. Department of Education to service the federally held student loan portfolio. The following is a joint statement provided in response to the Department’s announcement that it will begin a one-time revision of Income Driven Repayment (IDR) payments to address past inaccuracies: “EFC, NCHER, and SLSA strongly believe that borrowers meeting the requirements for IDR plans should receive every penny of loan forgiveness for which they are eligible. Our members fully support borrowers receiving the benefits for which they are eligible under current law, federal regulations, implementation guidance, and requirements set forward by the Department of Education and FSA [Federal Student Aid]. Tomorrow’s report by the GAO [Government Accountability Office] is expected to outline some of the issues we have long asked for FSA to fix.”
- [EFC Celebrates the 50th Anniversary of the Pell Grant](https://www.efc.org//wp-content/uploads/2023/12/6.22.2022_pellgrantrelease_e.pdf#new_tab) - Today, President of Education Finance Council Gail daMota issued the following statement to acknowledge the importance of the Pell Grant program: “Since 1972, approximately 80 million economically-disadvantaged Americans have realized their dreams of going to college because of the Pell Grant program. Over 6 million students today rely on this crucial need-based assistance to succeed in postsecondary education. Education Finance Council (EFC) represents nonprofit and state-based higher education finance organizations that strive to increase college access and affordability in their communities nationwide. The Pell Grant provides families the financial boost they need to pursue the skills required for a successful career and life. EFC celebrates the program’s bipartisan history, and we encourage all lawmakers to continue supporting the most effective workforce development program in United States history.”
- [New Student Loan Research Brief on How to Help Borrowers Return to Repayment](https://www.prnewswire.com/news-releases/new-student-loan-research-brief-on-how-to-help-borrowers-return-to-repayment-301879126.html?tc=eml_cleartime#new_tab) - Education Finance Council (EFC), the national trade association representing nonprofit and state-based higher education finance organizations, announces the release of a new research brief titled, "The Federal Student Loan Knowledge Gap: Exploring What Borrowers Think They Know About Their Education Debt Before Monthly Payments Resume." Pulling together recent survey results and relevant data into one document, the paper provides readers with a fresh perspective on the complicated nature of the federal student aid system.
- [Over 2 Million Families Rely on Nonprofit Organizations to Access and Pay for College](https://www.prnewswire.com/news-releases/over-2-million-families-rely-on-nonprofit-organizations-to-access-and-pay-for-college-301923830.html?tc=eml_cleartime#new_tab) - Education Finance Council (EFC), the trade association representing nonprofit and state-based higher education finance organizations, announces the release of its 2023 national impact report titled, "Helping Families Plan and Pay for College." During Academic Year 2022-2023, well over two million families trusted nonprofit and state-based organizations to help them grow their college savings accounts, complete the Free Application for Federal Student Aid (FAFSA®) form, access scholarships and grants, and make wise borrowing decisions. EFC members across the country empower students with the information and free or low-cost resources they need to achieve their education and career goals.
- [EFC Publishes Research Brief on Improving College Affordability](https://www.prnewswire.com/news-releases/efc-publishes-research-brief-on-improving-college-affordability-301959205.html?tc=eml_cleartime#new_tab) - Education Finance Council (EFC), the national trade association representing nonprofit and state-based higher education finance organizations, announces the release of a new research brief titled, "Financing Unmet Need: Why College Students Use High-Cost Credit Sources." The document breaks down several factors fueling the college cost crisis and shaping the way families pay for postsecondary education.
- [Save the Date: Annual Membership Meeting - March 2024](https://www.efc.org//annual-membership-meeting/) - EFC's 2024 Annual Membership Meeting will take place in New Orleans, LA March 21 - 22, 2024 at the Hilton New Orleans Riverside Hotel. We hope to see you there!
- [Financing Unmet Need: Why College Students Use High-Cost Credit Sources](https://www.efc.org//wp-content/uploads/2023/12/brief_efc_financingunmetneed.pdf#new_tab) - As the cost of a higher education continues to rise, individuals and families are increasingly worried about how to pay for it and question whether a degree is as valuable in the workforce as it once was. The complexity and opacity of the college pricing system creates difficulties for even the most financially savvy consumers. This brief identifies several factors that contribute to misunderstandings of the real cost of college. It also explores how families currently pay for schooling after scholarship and grant aid. The brief concludes with policy recommendations to help individuals make informed choices that will help make college more affordable.
- [College Planning Made Easy](https://www.efc.org//get-expert-help/) - Are you excited about pursuing additional education but worried about how to navigate the process? Our members understand. Click on the button below to find the state-based nonprofit that can help you take the next step in your educational journey.
- [9/21/23 Letter to Congress on Reforming the HEA](https://www.efc.org//wp-content/uploads/2023/11/efc_heareauthorization_septe.pdf#new_tab) - Congress last reauthorized the HEA in 2008. Since then, our nation suffered through a deep economic recession and a once-in-a-century pandemic. Collectively, borrowers now owe over $1 trillion more in federal student loan debt than they did 15 years ago.
- [Three Foolproof Ways to Make College More Affordable](https://themessenger.com/opinion/three-foolproof-ways-make-college-more-affordable-student-debt#new_tab) - College costs continue to increase year-over-year. After adjusting for inflation, the average student today is charged more than twice as much for tuition and fees as the incoming class in 1990, and that does not include indirect costs such as books, housing and meals, which are also increasing exponentially.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/efc_ncher_bankruptcyletter_0.pdf#new_tab) - Joint Trade Associations Letter suggesting improvements to S.2598, FRESH Start through Bankruptcy Act of 2021.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/22-02-28_senate_libor_joint_.pdf#new_tab) - Joint Trade Associations Letter urging the swift passage of the Economic Continuity and Stability Act to transition away from LIBOR.
- [Feedback Letter](https://www.efc.org//wp-content/uploads/2023/10/3.8.22_efc_usds_rfi_response.pdf#new_tab) - EFC Letter to the Department of Education providing feedback on the Unified Servicing and Data Solution procurement.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/5.2.22_rep.sessions_state-ba.pdf#new_tab) - EFC Endorsement Letter to Rep. Pete Sessions (R-TX) expressing support for H.R. 7588, the State-Based Education Loan Awareness Act.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/collegesavingsrecoveryact_ef.pdf#new_tab) - EFC Endorsement Letter to Sens. Burr (R-NC) and Casey (D-PA) expressing support for S. 4400, the College Savings Recovery Act.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/efc-ncher-slsa_public_commen.pdf#new_tab) - Joint Trade Associations Letter to the Department of Education on proposed borrower defense to repayment and Public Service Loan Forgiveness regulations
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/efc-ncher-slsa_comments_to_f.pdf#new_tab) - Joint Trade Associations Letter to the Department of Education on proposed Federal Family Education Loan Program Secured Overnight Financing Rate Election Form.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/efc-ncher-slsa_comments.fedr_.pdf#new_tab) - Joint Trade Associations Letter to the Federal Reserve on its proposed LIBOR Act rules.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/08.30.2022_efcendorsement_su.pdf#new_tab) - EFC Endorsement Letter to Sens. Wyden (D-OR), Crapo (R-ID), Murray (D-WA), and Burr (R-NC) expressing support for treating employee student loan payments as elective deferrals under employers' retirement plans.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/trades_response_idr_nprm_fin.pdf#new_tab) - Joint Trade Associations Letter to the Department of Education in response to the Notice of Proposed Rulemaking on improving income-driven repayment plans.
- [Joint Trade Associations Letter](https://www.efc.org//wp-content/uploads/2023/10/02.17.23_returntorepayment_f.pdf#new_tab) - Joint Trade Associations Letter to the Office of Federal Student Aid encouraging the agency to provide borrowers and servicers the resources and guidance necessary to transition federal student loans back into active repayment status.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/02.24.23_knowbeforeyouowe_ef.pdf#new_tab) - EFC Endorsement Letter to Sens. Grassley (R-IA), Smith (D-MN) and Ernst (R-IA) expressing support for the Know Before You Owe Federal Student Loan Act, which strengthens current federal student loan counseling requirements.
- [Trade Association Letter](https://www.efc.org//wp-content/uploads/2023/10/2023.03.27_sec_abs_proposal_.pdf#new_tab) - Trade Association Letter responding to the U.S. Securities and Exchange Commission's proposed rule on the Prohibition Against Conflicts of Interest in Certain Securitizations (Release No. 33-11151).
- [Advocacy Letter](https://www.efc.org//wp-content/uploads/2023/10/2023.04.27_final_returntorep.pdf#new_tab) - EFC Advocacy Letter to President Biden and congressional leaders recommending the executive and legislative branches implement certain policies to assist federal student loan borrowers with the transition back into repayment.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/freedom_to_invest_in_tomorro.pdf#new_tab) - EFC Endorsement Letter to Sens. Klobuchar (D-MN), Braun (R-IN), Duckworth (D-IL), Collins (R-ME), Feinstein (D-CA), Manchin (D-WV), Heinrich (D-NM), and Reps. Wittman (R-VA) and Spanberger (D-VA) expressing support for the Freedom to Invest in Tomorrow's Workforce Act, which allows students to use 529 plans to cover costs associated with obtaining postsecondary education workforce certifications.
- [Endorsement Letter](https://www.efc.org//wp-content/uploads/2023/10/responsible_borrowing_act.pdf#new_tab) - EFC Endorsement Letter to Reps. Grothman (R-WI), Tenney (R-NY), LaMalfa (R-CA), Tiffany (R-WI), and Owens (R-UT) expressing support for the Responsible Borrowing Act, which allows colleges and universities to prorate or limit the amount of federal student loan debt an enrolled student may borrow based on certain factors like academic program and enrollment status, among others.
- [Comment Letter](https://www.efc.org//wp-content/uploads/2023/10/efc_heareauthorization_septe.pdf#new_tab) - EFC Comment Letter to Sens. Sanders (I-VT) and Cassidy (R-LA) and Reps. Foxx (R-NC) and Scott (D-VA) urging them to come together and work with their colleagues to pass a bipartisan and bicameral Higher Education Act reauthorization bill this Congress.
- [Joint Trade Association Letter](https://www.efc.org//wp-content/uploads/2023/10/jointtrades_comments_cfpb_ab.pdf#new_tab) - Joint Trade Association Letter to the Consumer Financial Protection Bureau on its Statement of Policy Regarding Prohibition on Abusive Acts or Practices.
- [Thank You Education Finance Conference 2023 Attendees](https://www.efc.org/thank-you-education-finance-conference-2023-attendees/) - Thank you to all the sponsors, speakers, and attendees who made the 2023 Education Finance Conference a success! Please save the date for the 2024 Annual Membership Meeting, taking place March 21-22, 2024 in New Orleans, Louisiana, and stay tuned for more information about the 2024 Education Finance Conference.
- [EFC 2023 National Impact Report](https://www.efc.org/efc-2023-national-impact-report/) - On September 12, 2023, EFC released the results of our 2023 National Impact Report showing how more than two dozen members helped families plan and pay for college in Academic Year 2022-2023. Over two million families trusted nonprofit and state-based organizations to help them grow their college savings accounts, complete the federal student aid application, access scholarships and grants, and make wise borrowing decisions. Find out more about how EFC members champion students and their families by reading the report today.

## Pages

- [Home](https://www.efc.org/) - EFC is the national trade association representing nonprofit and state-based higher education finance organizations. Our members increase access to postsecondary education and make higher education more affordable for millions of families every year.
- [Refinance Loans](https://www.efc.org/refinance-loans/) - Refinancing your student loan debt is an investment in your financial well-being and a step toward a more secure future. If you are a federal student loan borrower, carefully evaluate whether refinancing your debt is better for you than staying in the federal program, which features income-driven repayment plans and forgiveness options like the Public Service Loan Forgiveness program.
- [Education Finance Conference](https://www.efc.org/education-finance-conference/) - The Education Finance Conference (EFC2) offers insight from industry experts and will provide timely and in-depth information on key issues and new developments impacting higher education financing. EFC2 is strategically located in the Washington, D.C. area and attracts key members of Congress, Administration officials, higher education associations, think tanks, and other industry stakeholders.
- [In-School Loans](https://www.efc.org/in-school-loans/) - Everyone has heard about big for-profit student loan companies, but just because they are well-known does not mean they offer you the best deal. There are dozens of state-based nonprofit organizations in the United States eager to see if they can help you afford college. These providers can usually give you a more generous loan than their competitors because of their public purpose missions and access to lower-cost capital. A lower interest rate can save you thousands of dollars in interest payments over the life of the loan.
- [Get Expert Help](https://www.efc.org/get-expert-help/) - Nonprofit organizations across the country are ready to help you with the college process. Get free, expert help filing your FAFSA, opening a college savings account, writing your college essay, applying to college, understanding your financial aid offer, repaying your student loans, and more!
- [Voting Members](https://www.efc.org/voting-members/) - EFC’s Voting Members form the governing structure of EFC and drive the agenda of the association. EFC Voting Membership is comprised solely of nonprofit entities including public/state agencies.
- [Affiliate Members](https://www.efc.org/affiliate-members/) - EFC Affiliate Membership is open to any organization that supports the mission of EFC’s Voting Membership: increasing college access, affordability, and success, including the availability of low-cost education loans for students and families. Such organizations include banks, rating agencies, bond counsel, accounting firms, student loan finance corporations, and guaranty agencies. Benefits of EFC Affiliate Membership include: valuable networking opportunities with EFC Voting Members, member discounts to EFC conferences, daily news analysis, member-only conference calls and webinars, regulatory and legislative analysis, access to industry research and reports, and access to individualized assistance from EFC staff.
- [Pay for College](https://www.efc.org/pay-for-college/) - Find funding options for undergraduate school.
- [Select a College](https://www.efc.org/select-a-college/) - Saving any amount for college can make a big impact.
- [Plan for College](https://www.efc.org/plan-for-college/) - Planning for college can be overwhelming, we’re here to help.
- [Managing Student Loans](https://www.efc.org/managing-student-loans/) - Learn more about the application process.
- [Undergraduate Students](https://www.efc.org/undergraduate-students/) - Our free resource hub providing guidance to assist students and families in planning and paying for college.
- [Board of Directors](https://www.efc.org/board-of-directors/) - The EFC Board of Directors is the governing body for EFC and is elected by the EFC Voting Members. The Board is comprised of the following dedicated individuals.
- [EFC Team](https://www.efc.org/efc-team/) - The EFC team is a group of talented and dedicated professionals whose collective experience and expertise ranges across the key institutions and fields pertinent to advocacy of higher education access, affordability, and success. Their knowledge and expertise is available for individual member assistance and technical and programmatic assistance.
- [Annual Membership Meeting](https://www.efc.org/annual-membership-meeting/) - Education Finance Council’s Annual Membership Meeting brings together financial industry participants, policymakers, and higher education advocates to discuss market activity and outlook, regulatory issues, pertinent legislation, and relevant higher education issues, and features informative sessions and valuable networking opportunities for participants. It is open to members and non-members.
- [National Impact Report](https://www.efc.org/national-impact-report/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/10/EFC-VotingMembersHero2b.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] National Impact Report [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section
- [About EFC Events](https://www.efc.org/about-efc-events/) - EFC events combine substantive and timely information with the opportunity to build new business relations and strengthen existing relationships. We offer three signature events.
- [Research](https://www.efc.org/research/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/10/EFC-VotingMembersHero2b.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Research [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.2″
- [Endorsements & Comment Letters](https://www.efc.org/endorsements-comment-letters/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/10/EFC-VotingMembersHero2b.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Endorsements & Comment Letters [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default”
- [Guiding Principles](https://www.efc.org/guiding-principles/) - Through the application of these guiding principles, borrowers will be able to expect a high level of accountability from nonprofit, state-based, and state-chartered organizations who make education loans, including timely and accurate responses to inquiries and complaints.
- [About](https://www.efc.org/about/) - Education Finance Council supports state-based and nonprofit members’ public purpose mission to expand access to postsecondary education and training, facilitate student success, assist students and families in identifying their best sources of education funding, assist individuals with connecting postsecondary education and career outcomes, encourage responsible borrowing, and advocate for and with individuals in support of successful management of their postsecondary education financing.
- [College Football](https://www.efc.org/football/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.3″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org/wp-content/uploads/2024/11/CB-LandingPageHero.jpg” background_position=”bottom_center” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.0″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Pay for college during halftime. [/et_pb_text][/et_pb_column][et_pb_column type=”1_4″
- [College Football Social](https://www.efc.org/football-social/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.3″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org/wp-content/uploads/2024/11/CB-LandingPageHero.jpg” background_position=”bottom_center” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.0″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.3″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Pay for college during halftime. [/et_pb_text][/et_pb_column][et_pb_column type=”1_4″
- [Tax Code Updates](https://www.efc.org/tax-code-updates/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/10/EFC-VotingMembersHero2b.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”42px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Tax Code Updates [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section
- [Baseball](https://www.efc.org/baseball/) - Education Finance Council members are the nonprofit, state programs whose only mission is to make college accessible and affordable to as many students as possible.
- [CXO Summit](https://www.efc.org/cxo-summit/) - The EFC CXO Summit is a unique opportunity to streamline your sales process into a one-day event where you meet face-to-face with executive decision makers who are interested in your products and services. The CXO Summit will bring you multiple qualified leads and give you direct, exclusive access to EFC Member executives who are interested in purchasing or contracting services within the next 12 to 18 months.
- [Pay for Grad School](https://www.efc.org/pay-for-grad-school/) - Funding options for graduate school including nonprofit loans.
- [Apply for Grad School](https://www.efc.org/apply-for-grad-school/) - Tips and tools to apply to graduate school effectively.
- [HEA Reccomendations](https://www.efc.org/hea-reccomendations/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/10/EFC-VotingMembersHero2b.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” width_tablet=”83%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”48px” header_font_size_phone=”35px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Higher Education Act Recommendations118th Congress [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″
- [Become A Member](https://www.efc.org/become-a-member/) - EFC offers two levels of membership based on eligibility criteria and offers an extensive list of benefits to its member organizations. EFC staff are based in Washington, D.C. and contribute a wealth of knowledge about federal higher education policy, experience on Capitol Hill, decades of involvement in the higher education finance industry, and the expertise to deliver unparalleled member services and events.
- [Students & Families](https://www.efc.org/students-families/) - Are you excited about pursuing additional education but worried about navigating the process? We understand. That is why we created webpages that break down the complicated jargon and give you only the necessary information.
- [Student & Family Success Stories](https://www.efc.org/student-family-success-stories/) - Last year, EFC Members provided over 2 million families the resources needed to successfully plan, save, and pay for college. These resources include FAFSA® completion events and help centers, scholarship programs, college planning centers, financial aid workshops and information sessions, financial literacy workshops, and support services for members of the military, veterans, and at-risk and low-income youth, including homeless and foster youth.
- [Sponsorship Opportunities](https://www.efc.org/sponsorship-opportunities/) - Education Finance Council (EFC) offers a variety of sponsorship options to help you promote your brand and showcase new products and services. Please contact Meghan Lustig at meghanl@efc.org or 202-552-8502 to customize a package that will help you achieve your marketing goals and effectively deliver your message. EFC offers the following sponsorship opportunities each year.
- [Affordable Student Loan Finder](https://www.efc.org/affordable-student-loan-finder/) - Nonprofit and state-based organizations carry out an important mission — to provide you with free, expert resources to help you plan, save, and pay for college. Our Members are experts you can trust to help you achieve your college dreams.
- [How to Choose A Grad Program](https://www.efc.org/how-to-choose-a-grad-program/) - Feel confident when choosing a graduate school/program.
- [Grad School 101](https://www.efc.org/grad-school-101/) - Review graduate program eligibilities.
- [Graduate Students](https://www.efc.org/graduate-students/) - Education Finance Council's free resource hub for guidance on planning and paying for Graduate School.
- [EFC Press Releases](https://www.efc.org/efc-press-releases/) - [et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#d7e5f4″ background_image=”https://www.efc.org//wp-content/uploads/2023/12/EFC-NewsRoom-Hero.jpg” background_blend=”darken” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.23.1″ _module_preset=”default” width=”83%” max_width=”1440px” custom_margin=”||0px||false|false” custom_padding=”14vh||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” width_last_edited=”on|phone” sticky_enabled=”0″ width_phone=”100%” width_tablet=”83%”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_color=”rgba(28,52,98,0.85)” custom_padding=”30px|30px|20px|30px|false|true” animation_style=”slide” animation_direction=”bottom” animation_duration=”1200ms” animation_intensity_slide=”10%” border_radii=”off|25px|25px||” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.2em” header_6_text_color=”#DFE3ED” header_6_font_size=”24px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” header_font_size_last_edited=”on|phone” header_font_size_phone=”42px” sticky_enabled=”0″ header_font_size_tablet=”48px”] Press Releases [/et_pb_text][/et_pb_column][et_pb_column type=”1_2″
- [Growthzone Template](https://www.efc.org/growthzone-template/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”][/et_pb_text][/et_pb_column] [/et_pb_row] [/et_pb_section]

## Categories

- [Uncategorized](https://www.efc.org/category/uncategorized/)
- [Advocacy](https://www.efc.org/category/advocacy/)
- [Events](https://www.efc.org/category/events/)
- [Endorsements & Comment Letters](https://www.efc.org/category/edorsements-comment-letters/)
- [Students & Families](https://www.efc.org/category/students-and-families/)
- [Research](https://www.efc.org/category/research/)
- [Press Release](https://www.efc.org/category/pr/)
- [National Impact Report](https://www.efc.org/category/advocacy/national-report/) - EFC’s National Impact Reports show how our members help families plan and pay for college. Millions of families trust nonprofit and state-based organizations to help them grow their savings, complete the federal student aid application, access scholarships and grants, and make wise borrowing decisions.