Helping families plan & pay for college

Education Finance Council (EFC) is the national trade association representing nonprofit and state-agency student loan organizations. As state-based, nonprofit entities, EFC Members are driven by public-purpose missions to expand borrowers’ financial knowledge, prevent over-borrowing, and promote positive repayment behavior.

All EFC Members, as nonprofit, public-purpose organizations, strive to increase college access, success, and affordability in their states and nationwide, operating as loan servicers and supplemental loan originators while providing a wide array of college access and student success services and resources.

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EFC Featured Member


S L Capital Strategies LLC’s (SLCS) core business is to provide independent strategic and financial advisory services to assist clients with achieving their goals. SLCS is an employee owned company, organized in Delaware in April 2007. SLCS’ managing directors have a long and rich history in the student loan and municipal sectors, which is their core focus. SLCS is registered with the SEC and the MSRB as an Independent Registered Municipal Advisor (IRMA) and their professionals have been recognized as Qualified Independent Representatives (QIR) for the purpose of advising municipal clients on interest rate swap/derivative transactions.

SLCS’ managing directors average over 25 years of experience helping clients navigate challenging and tumultuous markets across all business cycles. Since inception SLCS has provided strategic and financial advisory services to over 75 different clients. SLCS has completed a wide variety of assignments for clients, including advising on the issuance of over $6 billion in par amount of debt across the municipal tax-exempt, municipal taxable and asset-backed markets.

SLCS is a client-focused advisory firm, with no economic incentives other than providing the best possible strategic and financial advice to our clients.


Check out EFC’s new White Paper, “Helping Families Plan & Pay for College: Recommendations for Improving Higher Education Financing.”

The paper highlights the important role of nonprofit and state-based student loan organizations and makes recommendations for improving higher education financing to better enable students and families to successfully plan for and finance their postsecondary goals. 

Read the full paper here.

EFC in the News more

5/22/2017The Hill

5/3/2017Inside Higher Ed

4/11/2017Chicago Tribune

Calendar more

9/7/2017 » 9/8/2017
2017 EFC Mid-Year Membership Meeting