Helping families plan & pay for college

Education Finance Council (EFC) is the national trade association representing nonprofit and state-based higher education finance organizations. As state-based, nonprofit entities, EFC Members are driven by public-purpose missions to expand borrowers’ financial knowledge, prevent over-borrowing, and promote positive repayment behavior.

All EFC Members, as nonprofit, public-purpose organizations, strive to increase college access, success, and affordability in their states and nationwide, operating as loan servicers and supplemental loan originators while providing a wide array of college access and student success services and resources.

 Read More

EFC Featured Member


For over 35 years, the goal of INvestEd has been to provide students and their parents solutions to help put higher education within reach. INvestEd believes strong choices before college are the very best way to limit excessive student loan debt after college. That’s why our Literacy efforts focus on providing resources for students, families and counselors wanting friendly, free, expert help. At hundreds of Indiana high school events each year as well as over the phone, in print and via email, INvestEd assists Hoosiers with the college planning process.

After all that work has been done, we understand that sometimes loans may be necessary to round out the financial aid package and cover your college costs. The INvestEd Student Loan is a private loan option to help families looking for additional financial resources for college. We created the loan with competitive rates, but more importantly incentives for students to graduate!

INvestEd’s goal is to help families plan ahead for college, maximize FREE money, graduate with a degree and all with the least debt possible!

Recommendations for Improving Higher Ed Financing

Click HERE to read EFC's White Paper, "Helping Families Plan and Pay for College: Recommendations for Improving Higher Education Financing."

This white paper discusses how Education Finance Council (EFC) member organizations — nonprofit and state-based student loan organizations — serve as critical education funding resources while offering robust and innovative college access, counseling, and financial literacy programs. The paper also examines why EFC member organizations occupy a unique space in the broader higher education financing industry via a principles-based approach focused on the success of the borrower and their family.

The paper also outlines a number of policy recommendations that EFC believes will improve the higher education financing experience for borrowers and will help nonprofit and state-based student loan organizations more effectively carry out their missions to help students and families in their states successfully plan and pay for college.

EFC in the News more
Calendar more

9/7/2017 » 9/8/2017
2017 EFC Mid-Year Membership Meeting

2018 EFC CXO Summit

3/8/2018 » 3/9/2018
2018 Annual Membership Meeting

9/6/2018 » 9/7/2018
2018 EFC Mid-Year Membership Meeting

2019 EFC CXO Summit