Helping families plan & pay for college

Education Finance Council (EFC) is the national trade association representing nonprofit and state-based higher education finance organizations. All EFC Members, as public-purpose organizations, strive to increase college access, success, and affordability in their states and nationwide, operating as supplemental loan originators and loan servicers while providing a wide array of college access and student success services and resources. In 2016, EFC Members directly worked with over 2.5 million families to help them successfully plan, save, and pay for college.

EFC Members, who are intimately involved with their communities, have the knowledge necessary to serve the unique needs of their communities and states, and work to ensure that all families — especially middle-income borrowers and first-generation or low-income students with no family experience in the intricacies of education financing — are provided the tools and guidance they need to choose the best-fit school, borrow appropriately, complete their degree, maximize their earning potential, and successfully repay their loans.

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EFC Featured Member


The NHHEAF Network Organizations has over 50 years of experience in helping families plan and pay for higher education. The Organizations are comprised of three independent, 501(c)(3) nonprofit agencies: New Hampshire Higher Education Assistance Foundation (NHHEAF), Granite State Management & Resources (GSM&R) and New Hampshire Higher Education Loan Corporation (NHHELCO). The interconnectedness of these organizations provides students and schools with expertise in all aspects of the student loan industry.

The NHHEAF Network Organizations aspires to be recognized as one of the Nation’s most capable, trusted, and innovative leaders in educational loan services that enhance the promotion, advancement, and support of higher education for our state and our region.


Register Today for the EFC Annual Membership Meeting!

Catch the early-bird savings and register today for the 2018 EFC Annual Membership Meeting! To receive a reduced early-bird registration rate, you must register on or before Monday, February 5, 2018.

The Annual Meeting is EFC’s largest conference and brings together industry participants, policymakers, and higher education advocates to discuss how to improve higher education financing for students and families and to affirm EFC members’ commitment to working in the best interests of student loan borrowers. The meeting will feature sessions on Higher Education Act reauthorization, EFC members’ nonprofit missions, market activity and outlooks, regulatory issues, pertinent legislation, and more. The Meeting also features valuable networking opportunities for participants.

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2018 EFC CXO Summit

3/8/2018 » 3/9/2018
2018 Annual Membership Meeting

9/6/2018 » 9/7/2018
2018 EFC Mid-Year Membership Meeting

2019 EFC CXO Summit

3/14/2019 » 3/15/2019
2019 Annual Membership Meeting