Helping families plan & pay for college

Education Finance Council (EFC) is the national trade association representing nonprofit and state-based higher education finance organizations. As state-based, nonprofit entities, EFC Members are driven by public-purpose missions to expand borrowers’ financial knowledge, prevent over-borrowing, and promote positive repayment behavior.

All EFC Members, as nonprofit, public-purpose organizations, strive to increase college access, success, and affordability in their states and nationwide, operating as loan servicers and supplemental loan originators while providing a wide array of college access and student success services and resources.

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BMO Capital Markets is a leading, full-service North American-based financial services provider offering equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, market risk management, debt and equity research and institutional sales and trading. BMO Capital Markets has approximately 2,400 professionals in 30 locations around the world, including 16 offices in North America.

BMO Capital Markets is a member of BMO Financial Group (NYSE, TSX: BMO), one of the largest diversified financial services providers in North America with US$527 billion total assets and over 45,000 employees as at April 30, 2017.

Established in 1817 as Bank of Montreal, BMO Financial Group is a highly diversified North American financial services organization.

Check Out Our New Member Map


Click HERE to check out our new map highlighting the work EFC members are doing across the country.

EFC Members excel at providing free, innovative college access, student success, and financial literacy programs in their states. In 2016, EFC Members provided over 2.5 million families the resources needed to successfully plan, save, and pay for college.

EFC Members’ free public service programs include FAFSA completion events and help centers, scholarship programs, college planning centers, financial aid workshops and information sessions for students and parents, financial literacy training workshops for elementary, middle, and high school students, and support services and programs for members of the military, veterans, and at-risk and low-income youth, including homeless and foster youth.

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9/7/2017 » 9/8/2017
2017 EFC Mid-Year Membership Meeting