You Deserve An Affordable Student Loan
Affordable Student Loans
For Current Students
EFC members offer low-cost student loans with transparent terms and generous borrower benefits.
Refinance Your Student Loans
At A Lower Rate
Refinancing student loans with a nonprofit organization may help to lower your payments and potentially your overall debt burden.
The nonprofit difference: Your success is our mission.
Nonprofit and state-based organizations carry out an important mission — to provide you with free, expert resources to help you plan, save, and pay for college. Our members are experts you can trust to help you achieve your college dreams.